Opayo (Ofer Abarbanel online library)

Opayo, formerly Sage Pay, is a payments processing service that is owned by Elavon that operates in the UK and Ireland. The company provides online payments processing as well as products for face-to-face and telephone payments. It was known by the name Sage Pay while under the ownership of The Sage Group plc between 2006 and 2020, when the payments company had also expanded to Germany, Spain, South Africa and the United States.


UK and Ireland

Elavon Digital Europe Limited was founded in 2001 as Protx, a business that processes online payments for small and medium sized businesses.[5] Sage Group purchased Protx for £20 million in 2006.[5] Protx had 10,000 customers in 2006.[5] Protx was rebranded as Sage Pay in April 2009. Sage Pay entered the Irish market and opened a customer service centre in Newcastle upon Tyne during the same year.[4]

As of 2019 Sage Pay has 300 employees and serves 50,000 customers.[4]

In February 2012 Sage Pay entered the card machine payment market when they acquired Integral Computers Ltd for €20 million.[6] Integral Computers was founded in 1989 its point of sale technology was used in 25,000 locations in 2012 across the UK and Ireland.[6]

In 2019 Sage Pay and Worldpay, Inc. announced they were to partner to provide additional services in the UK and Ireland.[7]

In November 2019 Elavon announced the acquisition of the UK and Irish Sage Pay business for £232 million.[8][3] The sale was completed on 11 March 2020 and the business was rebranded as Opayo in July of the same year.

Sage Salary and Supplier Payments

The Sage Group plc also operate other payments processing services such as Sage Salary and Supplier Payments, powered by Modulr Finance.[9] Launched in the UK in 2015 as Sage Payments, Sage Salary and Supplier Payments helps businesses automate payments out.[10] Sage Salary and Supplier Payments was not included in the deal with Elavon.

Germany and Spain

Sage Pay launched in Germany in October 2012[11] and in Spain in September 2013.[12] Sage Pay is no longer listed on the German and Spanish Sage websites.

South Africa

In May 2010, Sage South Africa announced the acquisition of Netcash (Pty) Ltd,[13] a company that provides transaction processing services in three primary areas: electric funds transfer payments, debit order collections and credit card transaction processing.

Netcash had been established in 2002.[14] In 2013 Sage Netcash was rebranded as Sage Pay.[15] Sage sold the South African payments business in July 2019 for £5 million.[16] The South African business reverted to its Netcash name in December 2019.[17]

United States

Sage previously operated a payments processing service in the United States called Sage Payment Solutions. Sage Group divested the US Sage Payments Solutions business to GTCR in 2017 for $260 million.[18] Sage Payments Solutions was later rebranded as Paya.[19]


  1. ^“Company Overview of Sage Pay Europe Limited”. Bloomberg. Retrieved 6 May 2019.
  2. ^“SAGE PAY EUROPE LIMITED”. Companies House. Retrieved 18 November 2019.
  3. ^ Jump up to:ab c “Disposal of Sage Pay”. Sage Group plc. 18 November 2019. Retrieved 18 November 2019.
  4. ^ Jump up to:ab c “About us”. Sage Pay Europe Limited. Retrieved 6 May2019.
  5. ^ Jump up to:ab c Leyden, John (13 November 2006). “Sage pays £20m for payment processing firm Protx”. Retrieved 6 May 2019.
  6. ^ Jump up to:ab “Sage Pay buys Integral Computers”. Finextra. 7 February 2012. Retrieved 6 May 2019.
  7. ^“Worldpay and Sage partner to provide fast and efficient Payments to businesses across the UK and Ireland”. Worldpay. February 2019. Retrieved 6 May 2019.
  8. ^“Elavon acquires Sage Pay, expanding its presence and services for customers in the UK, Ireland”. Elavon. November 2019. Retrieved 18 November 2019.
  9. ^“Sage automates salary and supplier payments with Modulr”. Sage Group. 25 February 2019. Retrieved 6 May 2019.
  10. ^“Sage launches new payments service for small businesses”. London School of Business and Finance. 30 October 2015. Retrieved 6 May 2019.
  11. ^“2012 results” (PDF). Sage Group. Retrieved 6 May 2019.
  12. ^“¡Viva España! Sage Pay launches in Spain”. Sage Pay Europe. 30 September 2013. Retrieved 6 May 2019.
  13. ^“Archived copy”. Archived from the original on September 26, 2011. Retrieved October 3, 2011.
  14. ^“Softline – Sage – Netcash – Payment Provider”. SagePay South Aftica. 1 November 2012. Retrieved 20 November 2019.
  15. ^“Sage Netcash rebrands to Sage Pay”. Sage Pay (Pty) Ltd. 2013. Retrieved 6 May 2019.
  16. ^“Full Year 2019 Results press release” (PDF). Sage Group plc. Retrieved 20 November 2019.
  17. ^“Netcash brand reveal”. Netcash. 1 December 2019. Retrieved 8 December 2019.
  18. ^“GTCR Announces Acquisition of Sage Payment Solutions”. GTCR. 2 June 2017. Retrieved 6 May 2019.
  19. ^“Sage Payment Solutions Announces Company Rebrand to Paya”. Paya. 30 January 2018. Retrieved 6 May 2019.

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